![]() Morph audio files or record your morphed voice to a file.Audio Alarms: announce the time or play a clip.Quick Effects: Play any effect with a single button.Quick Voices: switch your voice with a single keystroke.After Effects: add environmental effects to your voice.Advanced vocal tract filters for unlimited tweaking.Add your own sounds effects and backgrounds.Backgrounds - sound like you are somewhere else Le Soundboard de Voicemod ajoute des effets sonores personnalisés à tout un tas de jeux et de programmes.A large library of free voice and sound effect packs.Low bandwidth and CPU usage for excellent performance.Full integration with online games and chat programs.Advanced voice-learning algorithms for best quality sound.MorphVOX Pro has many premium features that distinguish it from other software products on the market: Fool your friends: sound like you're in the middle of a traffic jam or shopping at the mall. ![]() The voice modulator that lets you choose from dozens of voices, design sound effects, and play sounds from your soundboard. Voicemod Soundboard shortcuts keep unpairing with Stream Deck. Try out the "Backgrounds" feature which lets you add any background sound while you talk. Voicemod is the best voice changer and soundboard for gamers and streamers. Tweak each of these voices to your heart's content to produce many voice combinations. powered by the Voicemod community Find your favorite soundboards containing thousands of sound clips and memes. You can also upload your own audio clip directly from your PC and we will add it to our Comedy Soundboard to share it with our community. Its high-quality sound is perfect for creating voice-overs for your latest video or audio project.ĭownload more voice and sound packs adding many new voices and sounds effects to MorphVOX. Discover the best FX from Comedy shows at Voicemod: Play, download or share them with your friends via social media or WhatsApp. Superb voice changing algorithms and ultra-quiet background cancellation make it one of the cleanest-sounding voice changers available on the market. Sound like the character you play in-game whether you choose to be a grumpy dwarf or a mighty giant. Use it for changing your voice to role-play and add fun to online games. Take your voice-changing to a new level with superior voice-learning technology, background cancellation, and sound quality. I can think of way better ways to connect these two.About This Software MorphVOX Pro will change your voice online and in-game. It has been 3 years and still very difficult and time consuming. Why would this error be thrown? And what is the problem with these two apps. After that, you need to configure a multi-action switch to: Enable effects monitorization in GoXLR. If you're online and still need help we're here. Firstly, you will need to install the GoXLR plug-in for Stream Deck that is located in its folder: C:Program Files (x86)TC-HeliconGOXLR. Something isn't right Please check your network connection and try again. when I go to the new marketplace and I select the Voicemod app for Streamdeck, it says in the upper right (Open in Streamdeck-You own this Product) So I click it as possibly this will give me drag and drop abilities and I get an error. But it won't allow me drag and drop, clicking a sound only plays it, it does not move as a drag and drop. Elgato Stream Deck: Voicemod (2020)In diesem Video stelle ich euch das Voicemod Plugin für das Elgato Stream Deck vor, mit Hilfe dessen ihr eure Stimme live. Rather than move the 10 sounds to the interview board on Voicemod, I will drag them to an interview page on the Streamdeck. Drag and drop would be even better but I have given up asking for that, This seems like a no brainer but they have never added it. For example if I have ten sounds I want moved to my interview soundboard, then allow me to select all 10, then right click "move-to" and then select the interview board. I have asked for Drag and Drop or even (at the very least) an option to MOVE TO. ![]() However, to move sounds you have to first copy them to another home then go back and delete from former spot. For the most part I just use the VM window and select sounds that way. It is a nightmare to move sounds and even more time consuming to place them on the StreamDeck. Amp up your content now by setting up Voicemod on your stream deckHeres the fast and easy way to do itBuild out a custom soundboard with your own favourit. 6.7įor almost 3 years I have been asking Voicemod to please make the soundboard drag and drop.
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![]() ![]() The distance at which an electrical arc can flash outward, which may endanger employees working on electrical equipment, where up to second degree burns are likely to occur.Ī. Once an arc flash risk assessment has been conducted, in which the arc flash boundary, the incident energy at the working distance and the personal protective equipment required has been determined, Article 130.5 (C) in the 2015 edition of NFPA 70E further dictates that the label must contain these important elements:Ī value assigned to a circuit or system for the purpose of conveniently designating its voltage class (e.g. When necessary, an overlaminate should be applied to protect the printed surface from harsh chemicals and exposure to sunlight. This means that the print should not fade and the adhesive should be aggressive enough to avoid peeling. It is also important to note that arc flash labels must be able to withstand their usage environment. A commonly used guideline is to use a red “Danger” header when the voltage is over 600 volts or when the incident energy is over 40 cals/cm2. Neither the NFPA 70E nor the NEC requirements specify whether to use a “Danger” or “Warning” header however, NFPA 70E does recommend identifying those situations in which there is a hazard to the worker. Currently there is not a widely-accepted symbol for indicating an arc flash hazard. ![]() Thus it is recommended that the header, message and pictogram, if used, be formatted according to ANSI standards. In Article 130.7(E)(1), the NFPA 70E standard further notes that the design and formatting of the labels should conform with ANSI Z535 Series of Standards For Safety Signs & Tags. ![]() What needs to appear on the label?Īrticle 110.16 in the NEC states that relevant electrical equipment shall be “field marked to warn qualified persons of potential electric arc flash hazards.” The key point is that the label should be easily noticeable by workers before they may be exposed to any potentially dangerous live parts. In some cases, companies choose to put the label inside the door to protect it from harsh environments however, this should only be done if the door must be opened (allowing the label to be seen) in order to remove the panel face or enclosure. Typically, the label is placed outside the panel or enclosure door. According to NFPA 70E, 130.The NEC requirement states that the marking must be in a location that is clearly visible to qualified persons before they begin work. The labels are required to meet the NEC 2014 111.21(B) code which states that where caution, warning, or danger labels are required, they must meet three requirements (the use of effective words, colors or symbols). Warning Labels should be clearly visible to qualified persons before examination, adjustment, servicing, or maintenance of equipment and contain enough information for them to select procedures and PPE. The NEC code has been amended in the 2014 update with clarification to include “switchgear”. These requirements are specified in the 2014 NEC 110.16 code and state that “all switchboards, panel boards, industrial control panels, meter socket enclosures and motor control centers” be labeled. NEC Article 110.9 states that “Equipment intended to interrupt current at fault levels shall have an interrupting rating at nominal circuit voltage sufficient for the current that is available at the line terminals of the equipment.”Īn important safety objective of an Arc Flash Risk Assessment is to inform workers of the risk of an arc flash potential by labeling electrical equipment. You can download VDI and VMDK images for VirtualBox & VMware from here. We are providing you virtual images for latest version of Kali Linux 2022.3 for VirtualBox and VMware. What this means is that for both images, the guest tools are installed with apt commands and enjoy upgrades just like all other Kali packages. The VirtualBox and VMware images are created in such a way that they are less in size but contains all the standard packages required for instant run.Kali Linux project released the updated version of ‘Kali Linux 2022.3’ based on Debian distribution: “In light of “Hacker Summer Camp 2022” (BlackHat USA, BSides LV, and DEFCON) occurring right now, we wanted to push out Kali Linux 2022.3 as a nice surprise for everyone to enjoy! The highlights for Kali’s 2022.3’s release: Discord Server – Kali’s new community real-time chat option has launched Test Lab Environment – Quickly create a test bed to learn, practice, and benchmark tools and compare their results Opening Kali-Tools Repo – We have opened up the Kali tools repository & are accepting your submissions Help Wanted – We are looking for a Go developer to help us on an open-source project Kali NetHunter Updates – New releases in our NetHunter store Virtual Machines Updates – New VirtualBox image format, weekly images, and build-scripts to build your own New Tools In Kali – Would not be a release without some new tools…” You can read complete release announcement here. The VMware and VirtualBox images were built from scratch and for the first time, installed together with packaged, native guest tools. Once selected, proceed by clicking on Open. ![]() The file name should start with ‘kalilinux‘ and end with. ![]() Choose the VirtualBox Machine Definition file to be added (as you can see in the image below). From here you can download and attach the VDI image to your VirtualBox and use it. Step 3: Next, browse the folder you just downloaded and extracted. Ubuntu 23.04 delivers the latest toolchains and runtimes for Python, Java, Go, C, C++, Rust, and. We offer open-source (Linux/Unix) virtual machines (VDIs) for VirtualBox, we install and make them ready-to-use VirtualBox images for you. ![]() For other versions of Ubuntu Desktop including torrents, the network installer, a list of local mirrors and past releases see our alternative downloads. Kali Linux 2023.4 is the last Kali Linux release for the year 2023. This release will get support for nine months with significant bug fixes, critical security patches, and new app releases. Either a DVD drive or a USB port for the installer media. Here, we provide ready to use Debian 12 VirtualBox and VMware images for urgent requirements. It is the first and only Linux distribution that provides native Azure Active Directory authentication. The one such major change in a new archive area is that non-free firmware packages have been moved from non-free to non-free-firmware to separate other non-free packages.ĭebian 12 bookworm comes with several desktop environments, such as: This release includes over 11 thousands new packages which takes the total count of packages to 64 thousands. There are several ways you can install VirtualBox in Ubuntu, Fedora, etc. This release includes over 11 thousands new packages which takes the total count of packages to 64. As a token of gratitude for the LOVE you have shown to this site, you can now download VirtualBox or VMware images at HIGHEST SPEED via EXCLUSIVE CDN. This stable release is supported for the next 5 years. Debian 12 has been released nearly after two years of development. Qubes takes an approach called security by compartmentalization, which allows you to compartmentalize the various parts of your digital life into. ![]() It is free and open-source software (FOSS) that means anyone can use it for free, copy, distribute or change in any way. When using the default hosts listed above, you. The Debian project has released a new stable version of Debian, Debian 12 (code name bookworm) on June 10th, 2023. Qubes OS is a security focused operating system based of Fedora. Using Official Repositories The Kali Linux distribution has two repositories, which are mirrored world-wide: (mirrorlist): the main package repository (mirrorlist): the repository of pre-built Kali ISO images. This stable release is supported for the next 5 years. Doing so will most likely break your Kali installation. The Debian project has released a new stable version of Debian, Debian 12 (code name “bookworm”) on June 10th, 2023. ![]() Routine perineal Shaving on admission in labour. ![]() Visual biofeedback using transperineal ultrasound in second stage of labour. Cardinal Movements of Labor Pada Presentasi Kepala Merupakan perubahan pada posisi kepala janin saat melewati jalan lahir. Preinduction sonographic measurement of cervical length in the prediction of successful induction of labour. Fetal head-symphysis distance and mode of delivery in second stage of labour. These movements consist of engagement, descent, flexion, internal rotation, extension, restitution and external rotation, and expulsion of the infant. Evaluation of sonographic assessment of the progress of labour. Mechanism of Labor Mechanic of Labor Picmonic The cardinal movements that occur during the mechanism of labor describe the movement of the fetus through the birth canal. Evaluation of selected ultrasonography parameters in the second stage of labour in prediction modeof delivery. Prediction of time to delivery by transperineal ultrasound in second stage of labour. ISUOG, practice guidelines: intrapartum ultrasound. The labour progression study (LaPS): duration of labour following Zhang’s guideline and the WHO partograph-a cluster randomised trial. First stage progression in women with spontaneous onset of labor: a large population-based cohort study. Contemporary patterns of spontaneous labor with normal neonatal outcomes. The natural history of the normal first stage of labor. Zhang J, Troendle J, Mikolajczyk R, et al. Human labour and birth, Oxorn-Foote, sixth international edition, McGraw Hill Education. Second stage: caput succedaneum: cephalhaematoma.Intrapartum USG can also help guide the Obstetrician about the progress of Labour and the need for Caesarean Delivery Keywords All of this has been incorporated into the WHO Labour Care Guide, designed to encourage Respectable Maternity Care. It also gives an overview of the normal progression of Labour and the evolution from the traditional model described by Friedman to the contemporary partogram, influenced by the pioneering work of Zhang et al, according to which more time can be given to the labouring woman to achieve natural childbirth, provide maternal and foetal condition remains good. This chapter describes the Mechanism of Labour - the positional changes in the presenting part of the foetus to achieve a successful passage through the birth canal - with a brief look at the passenger (the foetus), the passage (the pelvis) and the powers (the uterine activity) and the complex interaction between them, resulting in the six cardinal movements – descent, flexion, internal rotation, extension, restitution and external rotation. ![]() It involves a complex interaction of uterine activity, the foetus and the maternal pelvis, to achieve a successful negotiation of this start of the human life. Labour and delivery, the process by which the mature foetus is expelled from the uterus, is not a passive process. Triangular Prism Formulas in terms of height and triangle side lengths a, b and c: Volume of a Triangular Prism Formulaįinds the 3-dimensional space occupied by a triangular prism. The volume is equal to the product of the ar. Significant Figures: Choose the number of significant figures or leave on auto to let the calculator determine number precision. This geometry video tutorial explains how to calculate the volume of a triangular prism using a simple formula. ![]() Answers will be the same whether in feet, ft 2, ft 3, or meters, m 2, m 3, or any other unit measure. Units: Units are shown for convenience but do not affect calculations. Find the volume of a prism whose height is 10 cm, and the cross-section is an equilateral triangle of side length 12 cm. Height is calculated from known volume or lateral surface area. By the formula of a triangular prism, volume ½ abh. Surface area calculations include top, bottom, lateral sides and total surface area. This can be done by setting the figure into coordinate space by setting the right angle of the bigger triangle to origin and giving the two other points the coordinates ( d, 0, 0) and. But you still have to solve the height h 1. This calculator finds the volume, surface area and height of a triangular prism. Theres a formula in terms of h 1 and A 1, A 2 (the areas of the base triangles) V 1 3 h 1 ( A 1 + A 1 A 2 + A 2). ![]() It's a three-sided prism where the base and top are equal triangles and the remaining 3 sides are rectangles. The formula for the volume of a triangular prism is given by, V B x h, where B is the base area and h is the height. Formula for measuring the volume of a triangular prism is the product of the area of the base triangle and the height of the prism,i.e., V ½ bhl. Example 2: Find the surface area, volume of a triangular prism having sides 16 m, 12 m, 20 m and height 29 m Solution: Given that, a 16 m. ![]() Triangular Prism volume is 48 cm³, bottom surface area is 8 cm². It is the product of its triangular base area and its length. The volume of a triangular prism is the space inside the prism or the space occupied by it. Volume of a triangular prism formula is V Abot h 8 6 48 cm³. What is the Volume of a Triangular Prism The volume of a triangular prism is the three-dimensional space enclosed by it. B = side length b = bottom triangle base bĪ lat = lateral surface area = all rectangular sidesĪ bot = bottom surface area = bottom triangleĪ triangular prism is a geometric solid shape with a triangle as its base. GEOMETRY Learning to calculate the volume of a triangular prism. A triangular prism has got six corners and nine edges in total. ![]() ![]() Viper then put Omen into a machine that gave him his shadowy form and turned him into a Radiant at the cost of losing his physical body and his memories.įor some time, she worked under Kingdom as a chemist. However, Omen's assassination attempt failed, and resulted in Viper's acid burning his face and incapacitating him. Before his transformation into a Radiant and loss of his human form, Omen was given orders from the Scions of Hourglass to assassinate Viper, who was employed at Kingdom at the time. Viper's backstory is heavily intertwined with Omen's. She turned away from healing and devoted herself to poisons and toxins. In a quest for vengeance (against whom it is unclear), Viper gave up all remnants of her life. Its affect on her was terrifyingly prominent, driving her mad with hatred and rage. While it is never specified what exactly this was, it is clear that it caused Viper considerable grief. However, Viper's life was completely destabilized by an unknown 'incident'. As per a voiceline from Omen, she specialized in medicine and healing of some form. Francis Prize, and the Denton Outstanding Innovation Award). According to her dossier released by Fade, Viper also received a grand list of awards (including the R. At some point in the past, Viper was a brilliant chemist, in a position of esteem due to her great mind. Viper's most defining characteristic is her obscure backstory. An example of this is given in Viper's voiceline commending Breach, saying that she knew "hiring him was a good idea", implying her involvement in his recruitment. For artificially manufactured products with similar properties, the term 'Toxicant' is to be used.Īlong with Brimstone and Sage, Viper was originally responsible for recruiting new Agents. This would technically be a misnomer, as the term 'Toxin' refers to harmful biological compounds that can be found in nature, and are produced by living organisms. When referring to her abilities, Viper refers to the poisonous chemicals as 'Toxins'. The smoke will eventually dissipate in air if left for long enough, and so the emitter must constantly remain active to retain the smoke's integrity. These chemicals, which she manufactures herself, can be released into the air through specialized emitters to create small 'clouds' of the toxic gas. Viper's abilities are based on self-made concoctions, comprising of toxicants which cause rapid respiratory damage when inhaled. Despite this she is able to express appreciation, being willing to congratulate those who have impressed her. Almost every Agent, at some point or the other, comments on her hate-driven mind. Her personality reflects this through the passive-aggressiveness present in all her interactions and the resentment she feels towards others. While once a brilliant scientist, she no longer thinks clearly, having become hateful and biased in her tests. She is the second member of the VALORANT PROTOCOL, joining along with Brimstone, and is the second-in-command of the PROTOCOL. ![]() Viper is a brilliant scientist coming from the United States. ![]() "In-store, jewelers use a mandrel-a graduated metal wand with markers for size-to determine the size of a ring," Duke says. In fact, possibly the easiest ring sizing method of all is to skip the ring size chart and go straight to the source: a jeweler, which you can easily find near you using The Knot Vendor Marketplace. There are a variety of ring sizers, ring size charts and other tools to measure your ring size at home, but if you'd rather get it done by a professional, that's absolutely an option. Where to Get Your Engagement Ring Properly Sized A parent, best friend or sibling may know, or they may be able to work their magic to find out their ring size without them suspecting a thing. ![]() Find an insider source who might have the scoop on what ring size they wear. Wondering how to measure ring size without your partner knowing? Don't worry! You don't have to ruin a surprise proposal by asking your partner their ring size. How to Secretly Find Your Partner's Ring Size A size up may also be better if you live in a warm environment as heat can cause your fingers to swell. It's much easier to resize a ring to make it smaller than the other way around. What should I do if I'm in between ring sizes? Such factors are important to take into consideration when using a ring size chart at home-so if you find yourself confused by the process, you can always head to a local jewelry store to ask a gemologist for help. "Some designs, like those with diamonds all the way around, cannot be sized after they're designed because it will stretch the metal holding the stones in place, causing them to fall out," says Emily Duke, creative director and design consultant of. Some may also offer to send a free ring sizer before you make a purchase, so read the fine print to learn about your options.Īnd to add one more wrench in ring sizing, the style needs to be considered. We also recommend using tools and tips provided on any jeweler's website. Consider using more than one ring size method for a "measure twice, cut once" approach to ring sizing. While all of these ring size methods are fast, convenient and free, there may be accuracy discrepancies due to things such as printer settings or the stretch of the string. If the ring is between two sizes, choose the larger one. The one that best matches is your ring size. Line the string up with the ring size guide provided on the ring size chart.Wrap a piece of string around your ring finger and cut it at the point where the end overlaps.Print the ring size chart, making sure that it is printed to actual size.Let's get crafty! This ring-size method uses a string to find your most accurate ring size: Place the sizer on your ring finger and carefully pull it taut to read the finger size. ![]() ![]()
![]() In the Extract Address section, we have a quick example of details you can extract from the api response, if you know what you're looking for. Google Maps API returns one to many close by results and for each it has the full formatted address as well as many address components for us to parse. In this case, we wanted to reverse geocode because we had pre-determined latitude and longitude, Address Components There are reasons to use them both and Retool supports either depending on what query string you provide. If we had an address, like that of a user's input of their delivery address, and used this same endpoint, it would be considered geocoding to retrieve the GPS location. In this case since we're providing the GPS location, like that of a user's device, and reverse geocoding the location information. Geo Series Part 1: Google Maps Reverse Geolocate, Driving Directions and MapBox.json (534.1 KB) Application Walkthrough Google Map Reverse Geocode ![]() Connect with your own Google Maps API key and customize to your requirements. ![]() Public application here Download the Retool applicationĭownload the Retool application and see how we've used Google Maps, Driving Directions API, and Mapbox GeoJSON layer to build the application you see above. In this application you can change the lat,long of Origin and Destination, reverse Geocode to get address information about those points, get driving directions between the two points and visualize them in Retool's Mapbox component. tl dr Check out with the Retool application If you like what you see in this post, consider signing up for a free trial or commenting on the post. Retool's Mapbox component's and GeoJSON layer to map the decoded polylineĪt the end, this post will also provide information for you to set this application up yourself.REST API to make Google driving directions API calls ( Google docs) and decoding the responses polyline.Google Maps Integration beta ( Retool docs) and reverse geocoding.This post will explain a few key areas around: Part 1: Google Maps + Driving Directions + Mapbox This post will be the first of a series with the goal of giving tangible examples of how to use different geo-focused Resource Integrations and the Mapbox component so you can learn, adapt and deploy maps in your applications. Even still Retool's integrations and components with geo services components are very powerful. That is why I'm excited that I have Retool to do a lot of the heavy lifting for me nowadays. The moment that I thought I had mastered the package I was using (Mapbox, ArcGIS, Kepler.gl, Google) one bug or additional requirement would derail my whole understanding and I felt like I actually knew nothing. When I used to be building applications with React, the projects that involved any sort of mapping were always a pain. ![]() You can obtain a copy of recorded documents by visiting:Īnd request your copy in person. How do I obtain a copy of my deed and other recorded documents? The Deed of Trust document must be recorded with FP7/C (ROD 1) along with a Security Affidavit - Class 1 (if exemption is claimed). What are the forms required to record a Deed of Trust for a residential property? If the consideration is nominal, then the tax will be the fair market value of the property owned by the property ownerĢ.9% of consideration or fair market value The consideration of an economic interest transfer is what is paid for the interest being transferred. 3.50% of the property owner’s gross receipts is from property in DC.80% of the assets of the property owner consists of real property located in DC or.More than 50% of the controlling interest of the property owner is transferred and.This tax is triggered by either one of the following two elements: What is the tax rate on an Economic Interest transfer? Economic Interest Transfer Tax ![]() Where there is no consideration or where the amount is nominal, the basis of the transfer tax is the fair market value of the property conveyed. The tax is based upon the consideration paid for the transfer. less than 30% of FMV.Įach transfer of real property at the time the deed is submitted for recordation. Note: Fair market value is used when the consideration is nominal, i.e. Where there is no consideration or where the consideration is nominal, the tax is imposed on the basis of the fair market value of the property.ġ.1 % of consideration or fair market value for residential property transfers less than $400,000 orġ.45% of consideration or fair market value on the entire amount, if transfer is $400,000 or greater. The basis of the tax is the value of consideration given for the property. The recording of all deeds to real estate in the District. What are the filing fees to record documents? Information can be found in the Lower Income Homeownership Exemption Program. Is there information about Lower Income Tax Abatement? Please read the Process to Record a Foreign Judgment with the District of Columbia Recorder of Deeds. How do I record a foreign judgment with the Recorder of Deeds office? ![]() You will need the Notice of Mechanic's Lien. What do I need to record a Mechanic’s Lien? We recommend contacting a legal advisor for assistance in preparing documents. We can only provide the recording requirements for a particular document. The Recorder of Deeds Office cannot provide legal advice or assist in completing any forms. Will the Recorder of Deeds Office help me prepare my document? Visit Recorder of Deeds-Tax Forms/Publications (ROD 1, ROD 4, ROD 7, and ROD 8 forms). What documentation is required for recording a deed and/or for claiming exemptions? While a recital in the deed as to the date of death of the deceased tenant is helpful, such recital is not sufficient evidence for the Recorder of Deeds Office to conduct its review of ownership and therefore it will not take the place of a death certificate. In the case of a transfer of title from a surviving tenant, the Recorder of Deeds office requires at a minimum, a copy of the death certificate of the deceased tenant. What evidence does the Recorder of Deeds Office require in the case of transfer of title from a Surviving Tenant? Visit Recorder of Deeds-Tax Forms/Publications (ROD 1 and ROD 2 forms). What forms are needed to add/remove a person from a deed? Please read the Recorder of Deeds-Recording Requirements and Real Property Tax Database Search. What are the requirements for recording a document? You may contact our Customer Service staff by calling (202) 727-5374. The Recorder of Deeds is located at 1101 4th Street, SW, Suite 500, Washington, DC 20024, and is open from 9 am to 3 pm for purposes of recording a deed and from 9 am to 4 pm for all other services. What are your hours and where are you located? You should be able to locate these forms online at the IACA International Association of Commercial Administrators website. UCC documents can be recorded with the DC Office of the Recorder of Deeds. The mailing address is: DC Office of the Recorder of Deeds 1101 4th Street, SW, Suite 500 Washington, DC 20024. Payment in PERSON is accepted either in cash, by check, money order or credit card VISA or MasterCard only, BY MAIL with check or money order made payable to DC Treasurer, do not send blank checks. $31.50 for the recordation of Deeds and all other documents $156.50 for the recordation of any and all Deeds of Trust, mortgages, modifications to deeds of trust, amendments to deeds of trust, or amended and restated deeds of trust What is the fee to record a Deed and/or a Deed of Trust? You may record your documents by visiting the office or mailing your documents to: How do I record my deed or other documents?ĭocuments may be presented for recordation electronically, in person, by mail. ![]() These and other successful examples of regulation that decentralize market power are guiding our financial data rights rulemaking. Decades before, the so-called Carterfone rules ensured that new devices could be interoperable with AT&T’s network, through standardized jacks and plugs, even if produced by third parties. This jumpstarted more competition in the market. The Federal Communications Commission’s number portability rules reduced switching costs by allowing customers to move their phone number to a new carrier. Ideally, these rules are bright lines that require a minimal number of lawyers who bill by the hour. There are many forms of procompetitive regulation, such as rules that reduce switching costs or barriers to entry, rules that promote price transparency and shopping, rules that reduce conflicts of interest, and rules that place limits on business activity in order to ensure that firms don’t exploit their control over critical networks. It’s a lot of busy work and paperwork.Īt the CFPB, we are shifting away from this approach, and instead, we are looking to create catalysts for more competition. Much of it involves financial institutions handing consumers a lot of fine print that they may not even read, like those financial privacy notices companies send. Regulation of the financial services industry has a bad name, and rightfully so.įinancial regulators have largely complied with what dominant incumbents desire by writing complicated rules to fit existing business models. Competition CatalystsĪ few words about our approach to market regulation. I’ll close by discussing the timeline and next steps to get this done. I’ll then outline some details about where we are headed, as well as what we are hoping to avoid. Then, I will describe what some of the features of a more open and competitive market would look like, along with where individual consumers and new firms will have more leverage and opportunities. ![]() Today, I want to start off by talking a bit about the CFPB’s new approach to regulation. It will provide big advantages to those who provide the best products, service quality, and rates. If successful, it will also reduce the ability for incumbents to build moats and for middlemen to serve as gatekeepers. While not explicitly an open banking or open finance rule, the rule will move us closer to it, by obligating financial institutions to share consumer data upon consumer request, empowering people to break up with banks that provide bad service, and unleashing more market competition. The provisions provide for personal financial data rights for Americans, but would only have teeth after the CFPB defined the specifics through rules. This week, the CFPB will launch the process to activate a dormant authority under Section 1033 of the Consumer Financial Protection Act that I expect will accelerate this shift. ![]() A more decentralized and neutral consumer financial market structure has the potential to reshape how companies compete in the sphere. Around the world and here at home, financial services are slowly moving toward open banking and open finance. |
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